How can I or my family benefit from pre-planning?
Funeral pre-planning allows a family the choice of how a life will be remembered at the time of death. Pre-planning also spares grieving families and friends this emotional and financial decision process at such a difficult time. In addition to the emotional benefits, pre-planning also provides financial benefits. A funeral can be funded at today's prices knowing that money has been put aside for this specific purpose.
By planning and providing for funeral expenses now, you protect your loved ones from a financial burden in the future. This allows you peace of mind and also the option to preserve other assets for your surviving family. Design your service in a way that reflects your own wishes and beliefs. A personalized service creates a more meaningful memory for your loved ones. Planning in advance helps you make a more personal statement. We can help you express your own ideas about how you would like for your service to be remembered by family and friends.
What are the options for pre-planning?
Pre-need life insurance policies have a death benefit that is designed to grow as time progresses. Inflation rates cause funeral prices to rise, and typically, the face value of the policy grows at a similar rate so the funds are there to cover the pre-arranged choices that were made.
Pre-need trust accounts are another option. Money can be placed in a financial institution in the name of the individual, and at the time of death, funds can be applied to the costs of final expenses for that individual.
Please contact us for an appointment if you or members of your family are interested in pre-planning funeral arrangements or purchasing life insurance coverage.